iamPRO-SE

They're Breaking the Law. Make Them Pay For It.

Know Your Rights — First Month 50% Off with Code FDCPA50

FDCPA Debt Defense Documents

They're Breaking the Law.

Make Them Pay For It.

Debt collectors who call before 8am, threaten arrest, or refuse to validate a debt are violating federal law. The FDCPA gives you the right to sue — and collect up to $1,000 per violation. We have the documents to make that happen.

This offer expires in

03Days
:
00Hours
:
00Min
:
00Sec
Build My Debt Defense Letter

Plans start at $9.99/mo. Cancel anytime.

15

USC sections protecting you

$1,000

Per-violation statutory damages

30

Days to demand debt validation

$0

Attorney fees to start

Debt Collectors Count on You Not Knowing the Law.

The Fair Debt Collection Practices Act (15 U.S.C. § 1692) is one of the most powerful consumer protection laws in the country — and most people have never heard of it. Collectors cannot call before 8am or after 9pm. They cannot threaten arrest. They cannot contact your employer. They cannot refuse to validate a debt you dispute. Every one of those violations is worth up to $1,000 in statutory damages — plus attorney fees if you sue. The law is on your side. You just need the right document.

What You Get

Every FDCPA Document You Need.

Cease and Desist Letter

Demand all contact stop immediately under 15 U.S.C. § 1692c(c). Once sent, any further contact is a federal violation.

Debt Validation Demand

Force the collector to prove the debt is valid, the amount is correct, and they have the right to collect it — under 15 U.S.C. § 1692g.

CFPB Complaint Letter

File a formal complaint with the Consumer Financial Protection Bureau. Includes all required documentation and violation citations.

FDCPA Lawsuit Notice

Put the collector on notice that you intend to sue under 15 U.S.C. § 1692k for statutory damages up to $1,000 per violation.

Credit Bureau Dispute Letter

Dispute inaccurate collection accounts on your credit report under the Fair Credit Reporting Act (15 U.S.C. § 1681i).

State AG Complaint

Escalate to your state Attorney General's consumer protection division when federal complaints haven't resolved the issue.

Verified Law

Federal Law Is On Your Side.

15 U.S.C. § 1692 — Fair Debt Collection Practices Act
15 U.S.C. § 1692c — Communication in connection with debt collection
15 U.S.C. § 1692d — Harassment or abuse prohibited
15 U.S.C. § 1692e — False or misleading representations
15 U.S.C. § 1692f — Unfair practices prohibited
15 U.S.C. § 1692g — Validation of debts
15 U.S.C. § 1692k — Civil liability (up to $1,000 per violation)
15 U.S.C. § 1681i — FCRA dispute procedures
Reg. F (12 C.F.R. Part 1006) — CFPB FDCPA rules
Heintz v. Jenkins, 514 U.S. 291 — Attorneys as debt collectors

Real Results

They Stopped. We Helped.

"

"A collector called my job three times in one week. I sent the cease and desist letter from iamPRO-SE. They never called again — and I filed a CFPB complaint that same day."

Tamara W.

Healthcare worker, Florida — FDCPA cease and desist

"

"They claimed I owed $4,200 on a debt I'd never heard of. I sent the debt validation demand. They couldn't prove it was mine and it disappeared from my credit report."

Robert M.

Veteran, North Carolina — Debt validation dispute

"

"I used the FDCPA lawsuit notice after they kept calling after my cease and desist. They settled for $800 rather than face court. Cost me $9.99."

Priya S.

Teacher, Illinois — FDCPA statutory damages claim

They're Counting on Your Silence.

Every day you don't respond is a day they keep calling, keep threatening, and keep violating your rights. Build your letter now.

Build My Debt Defense Letter

Plans from $9.99/mo. Cancel anytime.